Equity in Transportation Payments: A Study for the California Department of Transportation
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2025-10-31
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Alternative Title:Equity in Payments for Transit and Congestion Charging
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Edition:Final report (April 2024 – October 2025)
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Abstract:This study identifies equity challenges in current transportation payment systems, specifically for transit, parking, and vehicle tolls. The methodology included comprehensive literature reviews, an inventory of 49 global transit systems, seven case studies, and expert interviews to assess payment accessibility, technical rules, interoperability, and user privacy. The study found that current systems disproportionately burden low-income, unbanked, and disabled users through high complexity and lack of cash-equivalent options. To mitigate this, the report recommends designing and deploying a California Mobility Card (CMC). The CMC would be a reloadable, prepaid transportation card operating on an existing, widespread payment network, offering cash-equivalent anonymity, seamless cross system travel, and automatic access to discounts like fare capping.
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Main Document Checksum:urn:sha-512:1a13198f59008eac28d83bb7e3438fc27cfd0791ba56dcfb4e51fcbd024cb35b8d6e85794b7a0c8a9ec8fc07fb4e7f9ec6b65a6dac2627317f63b09a7bcda848
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