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Abstract:This report investigates insurance programs for urban transportation construction, including subways, and establishes guidelines by which an authority owner can choose the insurance program which best serves the needs dictated by the conditions and factors of the specific job. An optimal insurance program combines lowest costs, highest standards, and most effective administration. There are many possible tradeoffs, thus, the decision is complex. An analysis of insurance programs is presented; e.g., coordinated and conventional, withholding policies, deductibles, liability, Completed Operations Coverage and other possible coverage combinations. Various forms of insurance are discussed, as are programs for general construction safety. Innovative variations of Coordinated Insurance Programs are explored. The results are decision-making guidelines for owners for managing risk in urban transportation construction.
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